Most investors stick to traditional assets like stocks and bonds, usually because they’re comfortable with the familiar. However, adding alternative investments to your portfolio can provide broader diversification, help reduce volatility, and yield higher returns. Art is gaining traction as an alternative investment option—and not just among the ultra-wealthy. Different types of art to invest… Read More »
In general, borrowers are required to meet strict income and credit criteria to obtain a loan. Many struggle to meet these requirements without some help, due to poor credit or other financial setbacks. There are two primary methods to help someone else get a loan: co-signing and co-borrowing. “Both co-signers and co-borrowers are legally obligated… Read More »
Robinhood is seemingly perfect for those looking to delve into stock trades, exchange-traded funds (ETFs), and crypto trading, all on one platform. It has an easy-to-use mobile app and fee-free service, and is frequently ranked as one of the best online brokers. Robinhood Gold Trading APY* Existing customers earn 5.00% interest on your uninvested cash… Read More »
The cost of living has gone up for just about everything—utilities, food, and housing all cost more than they previously did, leaving many people struggling to make ends meet. For those who own pets (which is roughly 66% of U.S. households), the increase in vet costs has also hit them hard: in 2022, vet bills… Read More »
The best credit cards on the market change over time as card issuers update their promotions and new card offers are introduced. That’s why we created this list that’s updated on a regular basis. Here you can find out which credit cards are the most promising at the moment, including travel credit cards, cash back… Read More »
People with fair credit are often faced with difficult decisions when they need credit. If you fit this description and are looking to apply for a credit card, you may have a lot of questions. For example, you might be asking: How can I build credit with a credit card? What if I have no… Read More »
When you have less-than-perfect credit, you might find your options limited when it comes to all things that have to do with your finances. This includes credit cards. There are a limited number of credit cards available to borrowers with bad credit. However, it’s not all gloom and doom. Some credit cards are designed to… Read More »
Credit card sign-up bonuses offer a relatively quick way to earn a big stash of rewards right off the bat. All you have to do is meet a minimum spending requirement within a specified amount of time to qualify. These bonuses are often worth up to $1,000 or more, a few free flights, or several… Read More »
When you have bad credit (a credit score typically around 580 or lower), there are just two types of credit cards that you can qualify for. The first are secured credit cards. These cards act like standard, unsecured credit cards, except that you have to submit a refundable security deposit before your account can be… Read More »
While no credit card has a 0% APR forever, some won’t charge any interest for a lengthy period. These cards can help you save money, consolidate debt and, in some cases, take advantage of nice perks and rewards. Some of the best 0% APR credit cards have interest-free periods lasting more than two years. The… Read More »